Bread Financial BFH
$
Relative Strength Index (RSI)
- The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is typically used to identify overbought or oversold conditions in financial markets.
- The RSI is calculated using the following formula:
RSI = 100 - (100 / (1 + RS))
Where RS is the ratio of the average gains to the average losses over a specified period.
- The default time period used is 14 days.
- RSI values range between 0 and 100.
RSI values above 70 are considered overbought (indicating a potentially opportune time to sell)
RSI values below 30 are considered oversold (indicating a potentially opportune time to buy)
RSI is not a perfect indicator and should be used in conjunction with other technical analysis tools, this is for informational purposes only and is not a substitute for professional financial advice.
About
Bread Financial (BFH) Business Model and Operations Summary
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
Key Insights
Bread Financial (BFH) Core Market Data and Business Metrics
Latest Closing Price
$51.58Market Cap
$2.47 BillionPrice-Earnings Ratio
515.80Total Outstanding Shares
49.09 Million SharesTotal Employees
6,000Dividend
$0.21 Per Share QuarterlyIPO Date
June 7, 2001SIC Description
Personal Credit InstitutionsPrimary Exchange
New York Stock ExchangeHeadquarters
3095 Loyalty Circle, Columbus, OH, 43219
Historical Stock Splits
| Execution Date | Split Amount |
|---|---|
| No Historical Stock Splits | |
Short Interest
Track Short Interest Levels to Gauge Bearish Market Sentiment and Short Squeeze Potential
| Avg Daily Volume | Days to Cover | Settlement Date | Short Interest |
|---|---|---|---|
| 1,227,702 Shares | 3.16 | 3/14/2025 | 3,877,880 Shares |
| 766,771 Shares | 4.88 | 2/28/2025 | 3,743,507 Shares |
| 683,454 Shares | 3.08 | 2/14/2025 | 2,106,648 Shares |
| 666,609 Shares | 2.52 | 1/31/2025 | 1,680,589 Shares |
| 541,281 Shares | 3.46 | 1/15/2025 | 1,873,086 Shares |
| 630,015 Shares | 2.78 | 12/31/2024 | 1,752,988 Shares |
Cash Flow Statement
July 1, 2024 to September 30, 2024
| Metric | Value |
|---|---|
| Net Cash Flow From Operating Activities, Continuing | $456 Million |
| Net Cash Flow From Investing Activities, Continuing | $-569 Million |
| Net Cash Flow From Operating Activities | $456 Million |
| Net Cash Flow, Continuing | $-601 Million |
| Net Cash Flow From Investing Activities | $-569 Million |
| Net Cash Flow From Financing Activities, Continuing | $-488 Million |
Income Statement
July 1, 2024 to September 30, 2024
| Metric | Value |
|---|---|
| Depreciation and Amortization | $22 Million |
| Basic Earnings Per Share | $0.05 |
| Income/Loss From Continuing Operations Before Tax | $40 Million |
| Preferred Stock Dividends And Other Adjustments | $0 |
| Interest Income/Expense Operating, Net | $1.04 Billion |
| Income Tax Expense/Benefit, Deferred | $-19 Million |
Comprehensive Income
July 1, 2024 to September 30, 2024
| Metric | Value |
|---|---|
| Other Comprehensive Income/Loss | $6 Million |
| Comprehensive Income/Loss Attributable To Parent | $8 Million |
| Comprehensive Income/Loss | $8 Million |
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0 |
| Other Comprehensive Income/Loss Attributable To Parent | $6 Million |
Balance Sheet
July 1, 2024 to September 30, 2024
| Metric | Value |
|---|---|
| Current Liabilities | $18.62 Billion |
| Noncurrent Liabilities | $0 |
| Liabilities And Equity | $21.74 Billion |
| Noncurrent Assets | $0 |
| Equity Attributable To Noncontrolling Interest | $0 |
| Long-term Debt | $4.58 Billion |
Historical Dividends
Current dividend: $0.21 Per Share Quarterly
| Announcement Date | Payment Date | Record Date | Amount | Frequency |
|---|---|---|---|---|
| Jan 30, 2025 | Mar 21, 2025 | Feb 14, 2025 | $0.21 | Quarterly |
| Oct 24, 2024 | Dec 13, 2024 | Nov 8, 2024 | $0.21 | Quarterly |
| Jul 25, 2024 | Sep 13, 2024 | Aug 9, 2024 | $0.21 | Quarterly |
| Apr 25, 2024 | Jun 14, 2024 | May 10, 2024 | $0.21 | Quarterly |
| Jan 25, 2024 | Mar 15, 2024 | Feb 9, 2024 | $0.21 | Quarterly |
| Oct 26, 2023 | Dec 15, 2023 | Nov 13, 2023 | $0.21 | Quarterly |