Synchrony Financial SYF
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Relative Strength Index (RSI)
- The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is typically used to identify overbought or oversold conditions in financial markets.
- The RSI is calculated using the following formula:
RSI = 100 - (100 / (1 + RS))
Where RS is the ratio of the average gains to the average losses over a specified period.
- The default time period used is 14 days.
- RSI values range between 0 and 100.
RSI values above 70 are considered overbought (indicating a potentially opportune time to sell)
RSI values below 30 are considered oversold (indicating a potentially opportune time to buy)
RSI is not a perfect indicator and should be used in conjunction with other technical analysis tools, this is for informational purposes only and is not a substitute for professional financial advice.
About
Synchrony Financial (SYF) Business Model and Operations Summary
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Key Insights
Synchrony Financial (SYF) Core Market Data and Business Metrics
Latest Closing Price
$55.05Market Cap
$21.27 BillionPrice-Earnings Ratio
6.44Total Outstanding Shares
395.23 Million SharesTotal Employees
20,000Dividend
$0.25 Per Share QuarterlyIPO Date
July 31, 2014SIC Description
Finance ServicesPrimary Exchange
New York Stock ExchangeHeadquarters
777 Long Ridge Road, Stamford, CT, 06902-1250
Historical Stock Splits
| Execution Date | Split Amount |
|---|---|
| No Historical Stock Splits | |
Short Interest
Track Short Interest Levels to Gauge Bearish Market Sentiment and Short Squeeze Potential
| Avg Daily Volume | Days to Cover | Settlement Date | Short Interest |
|---|---|---|---|
| 6,121,570 Shares | 2.07 | 3/14/2025 | 12,680,324 Shares |
| 3,834,603 Shares | 3.79 | 2/28/2025 | 14,535,996 Shares |
| 4,235,131 Shares | 2.94 | 2/14/2025 | 12,447,986 Shares |
| 4,057,295 Shares | 2.3 | 1/31/2025 | 9,342,080 Shares |
| 2,556,091 Shares | 4.13 | 1/15/2025 | 10,554,385 Shares |
| 3,403,713 Shares | 3.17 | 12/31/2024 | 10,776,942 Shares |
Cash Flow Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Net Cash Flow From Financing Activities | $-611 Million |
| Net Cash Flow From Investing Activities, Continuing | $-8.90 Billion |
| Net Cash Flow From Operating Activities, Continuing | $9.85 Billion |
| Net Cash Flow From Operating Activities | $9.85 Billion |
| Net Cash Flow From Financing Activities, Continuing | $-611 Million |
| Net Cash Flow From Investing Activities | $-8.90 Billion |
Income Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Noninterest Expense | $4.84 Billion |
| Diluted Earnings Per Share | $8.55 |
| Noninterest Income | $1.52 Billion |
| Net Income/Loss Attributable To Parent | $3.50 Billion |
| Basic Average Shares | $396.50 Million |
| Interest Income/Expense After Provision For Losses | $11.28 Billion |
Comprehensive Income
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Comprehensive Income/Loss | $3.51 Billion |
| Other Comprehensive Income/Loss Attributable To Parent | $9 Million |
| Comprehensive Income/Loss Attributable To Parent | $3.51 Billion |
| Other Comprehensive Income/Loss | $3.51 Billion |
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0 |
Balance Sheet
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Equity Attributable To Parent | $16.58 Billion |
| Noncurrent Assets | $0 |
| Equity | $16.58 Billion |
| Current Liabilities | $102.88 Billion |
| Long-term Debt | $15.46 Billion |
| Current Assets | $119.46 Billion |
Historical Dividends
Current dividend: $0.25 Per Share Quarterly
| Announcement Date | Payment Date | Record Date | Amount | Frequency |
|---|---|---|---|---|
| Jan 21, 2025 | Feb 18, 2025 | Feb 3, 2025 | $0.25 | Quarterly |
| Oct 24, 2024 | Nov 15, 2024 | Nov 4, 2024 | $0.25 | Quarterly |
| Jul 23, 2024 | Aug 15, 2024 | Aug 5, 2024 | $0.25 | Quarterly |
| Apr 24, 2024 | May 15, 2024 | May 6, 2024 | $0.25 | Quarterly |
| Jan 24, 2024 | Feb 15, 2024 | Feb 5, 2024 | $0.25 | Quarterly |
| Oct 19, 2023 | Nov 9, 2023 | Nov 1, 2023 | $0.25 | Quarterly |