Ally Financial ALLY
$
Relative Strength Index (RSI)
- The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is typically used to identify overbought or oversold conditions in financial markets.
- The RSI is calculated using the following formula:
RSI = 100 - (100 / (1 + RS))
Where RS is the ratio of the average gains to the average losses over a specified period.
- The default time period used is 14 days.
- RSI values range between 0 and 100.
RSI values above 70 are considered overbought (indicating a potentially opportune time to sell)
RSI values below 30 are considered oversold (indicating a potentially opportune time to buy)
RSI is not a perfect indicator and should be used in conjunction with other technical analysis tools, this is for informational purposes only and is not a substitute for professional financial advice.
About
Ally Financial (ALLY) Business Model and Operations Summary
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.
Key Insights
Ally Financial (ALLY) Core Market Data and Business Metrics
Latest Closing Price
$37.02Market Cap
$11.37 BillionPrice-Earnings Ratio
20.57Total Outstanding Shares
307.14 Million SharesTotal Employees
10,700Dividend
$0.30 Per Share QuarterlyIPO Date
December 13, 2013SIC Description
State Commercial BanksPrimary Exchange
New York Stock ExchangeHeadquarters
Ally Detroit Center, Detroit, MI, 48226
Historical Stock Splits
| Execution Date | Split Amount |
|---|---|
| No Historical Stock Splits | |
Short Interest
Track Short Interest Levels to Gauge Bearish Market Sentiment and Short Squeeze Potential
| Avg Daily Volume | Days to Cover | Settlement Date | Short Interest |
|---|---|---|---|
| 4,395,824 Shares | 2.62 | 3/14/2025 | 11,508,620 Shares |
| 3,022,344 Shares | 2.72 | 2/28/2025 | 8,214,638 Shares |
| 3,050,974 Shares | 2.85 | 2/14/2025 | 8,692,461 Shares |
| 5,045,922 Shares | 1.35 | 1/31/2025 | 6,790,021 Shares |
| 2,713,720 Shares | 2.56 | 1/15/2025 | 6,946,397 Shares |
| 2,418,965 Shares | 2.73 | 12/31/2024 | 6,607,877 Shares |
Cash Flow Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Net Cash Flow From Investing Activities | $4.99 Billion |
| Net Cash Flow From Financing Activities, Continuing | $-5.57 Billion |
| Net Cash Flow From Financing Activities | $-5.57 Billion |
| Net Cash Flow | $3.94 Billion |
| Net Cash Flow From Investing Activities, Continuing | $4.99 Billion |
| Net Cash Flow From Operating Activities, Continuing | $4.53 Billion |
Income Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Costs And Expenses | $7.34 Billion |
| Net Income/Loss Available To Common Stockholders, Basic | $558 Million |
| Income Tax Expense/Benefit | $167 Million |
| Operating Expenses | $7.34 Billion |
| Basic Average Shares | $306.91 Million |
| Net Income/Loss | $668 Million |
Comprehensive Income
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0 |
| Other Comprehensive Income/Loss Attributable To Parent | $-108 Million |
| Comprehensive Income/Loss | $560 Million |
| Comprehensive Income/Loss Attributable To Parent | $560 Million |
| Other Comprehensive Income/Loss | $560 Million |
Balance Sheet
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Noncurrent Liabilities | $0 |
| Equity Attributable To Parent | $13.90 Billion |
| Liabilities And Equity | $191.84 Billion |
| Long-term Debt | $17.50 Billion |
| Noncurrent Assets | $0 |
| Equity Attributable To Noncontrolling Interest | $0 |
Historical Dividends
Current dividend: $0.30 Per Share Quarterly
| Announcement Date | Payment Date | Record Date | Amount | Frequency |
|---|---|---|---|---|
| Jan 17, 2025 | Feb 14, 2025 | Jan 31, 2025 | $0.3 | Quarterly |
| Oct 9, 2024 | Nov 15, 2024 | Nov 1, 2024 | $0.3 | Quarterly |
| Jul 16, 2024 | Aug 15, 2024 | Aug 1, 2024 | $0.3 | Quarterly |
| Apr 16, 2024 | May 15, 2024 | May 1, 2024 | $0.3 | Quarterly |
| Jan 16, 2024 | Feb 15, 2024 | Feb 1, 2024 | $0.3 | Quarterly |
| Oct 10, 2023 | Nov 15, 2023 | Nov 1, 2023 | $0.3 | Quarterly |