Synchrony Financial SYF
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Relative Strength Index (RSI)
- The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is typically used to identify overbought or oversold conditions in financial markets.
- The RSI is calculated using the following formula:
RSI = 100 - (100 / (1 + RS))
Where RS is the ratio of the average gains to the average losses over a specified period.
- The default time period used is 14 days.
- RSI values range between 0 and 100.
RSI values above 70 are considered overbought (indicating a potentially opportune time to sell)
RSI values below 30 are considered oversold (indicating a potentially opportune time to buy)
RSI is not a perfect indicator and should be used in conjunction with other technical analysis tools, this is for informational purposes only and is not a substitute for professional financial advice.
About
Synchrony Financial (SYF) Business Model and Operations Summary
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Key Insights
Synchrony Financial (SYF) Core Market Data and Business Metrics
Latest Closing Price
$53.26Market Cap
$20.64 BillionAverage Daily Trade Volume
4,157,663 SharesPrice-Earnings Ratio
6.23Total Outstanding Shares
388.75 Million SharesCEO
Mr. Brian D. DoublesTotal Employees
20,000Dividend
$0.25 Per Share QuarterlyIPO Date
July 31, 2014SIC Description
Finance ServicesPrimary Exchange
New York Stock ExchangeHeadquarters
777 Long Ridge Road, Stamford, CT, 06902-1250
Historical Stock Splits
| Execution Date | Split Amount |
|---|---|
| No Historical Stock Splits | |
Cash Flow Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Net Cash Flow From Financing Activities | $-611 Million |
| Net Cash Flow, Continuing | $334 Million |
| Net Cash Flow From Financing Activities, Continuing | $-611 Million |
| Net Cash Flow From Operating Activities | $9.85 Billion |
| Net Cash Flow From Investing Activities | $-8.90 Billion |
| Net Cash Flow | $334 Million |
Income Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Noninterest Income | $1.52 Billion |
| Income Tax Expense/Benefit | $1.05 Billion |
| Net Income/Loss Attributable To Noncontrolling Interest | $0 |
| Preferred Stock Dividends And Other Adjustments | $72 Million |
| Diluted Average Shares | $400.60 Million |
| Operating Expenses | $13.46 Billion |
Comprehensive Income
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Comprehensive Income/Loss | $3.51 Billion |
| Other Comprehensive Income/Loss | $3.51 Billion |
| Other Comprehensive Income/Loss Attributable To Parent | $9 Million |
| Comprehensive Income/Loss Attributable To Parent | $3.51 Billion |
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0 |
Balance Sheet
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Equity Attributable To Noncontrolling Interest | $0 |
| Current Assets | $119.46 Billion |
| Noncurrent Liabilities | $0 |
| Equity | $16.58 Billion |
| Liabilities And Equity | $119.46 Billion |
| Noncurrent Assets | $0 |
Historical Dividends
Current dividend: $0.25 Per Share Quarterly
| Announcement Date | Payment Date | Record Date | Amount | Frequency |
|---|---|---|---|---|
| Jan 21, 2025 | Feb 18, 2025 | Feb 3, 2025 | $0.25 | Quarterly |
| Oct 24, 2024 | Nov 15, 2024 | Nov 4, 2024 | $0.25 | Quarterly |
| Jul 23, 2024 | Aug 15, 2024 | Aug 5, 2024 | $0.25 | Quarterly |
| Apr 24, 2024 | May 15, 2024 | May 6, 2024 | $0.25 | Quarterly |
| Jan 24, 2024 | Feb 15, 2024 | Feb 5, 2024 | $0.25 | Quarterly |
| Oct 19, 2023 | Nov 9, 2023 | Nov 1, 2023 | $0.25 | Quarterly |