Enova International ENVA
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Relative Strength Index (RSI)
- The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is typically used to identify overbought or oversold conditions in financial markets.
- The RSI is calculated using the following formula:
RSI = 100 - (100 / (1 + RS))
Where RS is the ratio of the average gains to the average losses over a specified period.
- The default time period used is 14 days.
- RSI values range between 0 and 100.
RSI values above 70 are considered overbought (indicating a potentially opportune time to sell)
RSI values below 30 are considered oversold (indicating a potentially opportune time to buy)
RSI is not a perfect indicator and should be used in conjunction with other technical analysis tools, this is for informational purposes only and is not a substitute for professional financial advice.
About
Enova International (ENVA) Business Model and Operations Summary
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
Key Insights
Enova International (ENVA) Core Market Data and Business Metrics
Latest Closing Price
$99.92Market Cap
$2.58 BillionPrice-Earnings Ratio
13.45Total Outstanding Shares
25.79 Million SharesTotal Employees
1,787Dividend
No dividendIPO Date
October 30, 2014SIC Description
Personal Credit InstitutionsPrimary Exchange
New York Stock ExchangeHeadquarters
175 West Jackson Blvd., Chicago, IL, 60604
Historical Stock Splits
If you bought 45 shares of ENVA before July 22, 2005, you'd have 1 share today.
| Execution Date | Split Amount |
|---|---|
| July 22, 2005 | 1-for-45 (Reverse Split) |
Cash Flow Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Net Cash Flow From Operating Activities, Continuing | $1.54 Billion |
| Net Cash Flow From Financing Activities | $318.88 Million |
| Net Cash Flow From Investing Activities, Continuing | $-1.91 Billion |
| Net Cash Flow From Operating Activities | $1.54 Billion |
| Net Cash Flow, Continuing | $-53.74 Million |
| Net Cash Flow From Financing Activities, Continuing | $318.88 Million |
Income Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Operating Income/Loss | $584.76 Million |
| Income Tax Expense/Benefit, Current | $-51.07 Million |
| Revenues | $2.66 Billion |
| Cost Of Revenue | $1.13 Billion |
| Diluted Earnings Per Share | $7.43 |
| Depreciation and Amortization | $40.21 Million |
Comprehensive Income
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0 |
| Comprehensive Income/Loss | $202.02 Million |
| Other Comprehensive Income/Loss | $-7.43 Million |
| Comprehensive Income/Loss Attributable To Parent | $202.02 Million |
Balance Sheet
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Current Assets | $5.27 Billion |
| Equity Attributable To Parent | $1.20 Billion |
| Equity | $1.20 Billion |
| Liabilities | $4.07 Billion |
| Liabilities And Equity | $5.27 Billion |
| Equity Attributable To Noncontrolling Interest | $0 |
Historical Dividends
| Announcement Date | Payment Date | Record Date | Amount | Frequency |
|---|---|---|---|---|
| No historical dividends | ||||