Discover Financial Services DFS
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Relative Strength Index (RSI)
- The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is typically used to identify overbought or oversold conditions in financial markets.
- The RSI is calculated using the following formula:
RSI = 100 - (100 / (1 + RS))
Where RS is the ratio of the average gains to the average losses over a specified period.
- The default time period used is 14 days.
- RSI values range between 0 and 100.
RSI values above 70 are considered overbought (indicating a potentially opportune time to sell)
RSI values below 30 are considered oversold (indicating a potentially opportune time to buy)
RSI is not a perfect indicator and should be used in conjunction with other technical analysis tools, this is for informational purposes only and is not a substitute for professional financial advice.
About
Discover Financial Services (DFS) Business Model and Operations Summary
Discover Financial Services is a bank operating in two distinct segments: direct banking and payment services. The company issues credit and debit cards and provides other consumer banking products including deposit accounts and personal loans. It also operates the Discover, Pulse, and Diners Club networks. The Discover network is the fourth-largest payment network in the United States as ranked by overall purchase volume, and Pulse is one of the largest ATM networks in the country.
Key Insights
Discover Financial Services (DFS) Core Market Data and Business Metrics
Latest Closing Price
$170.51Market Cap
$42.80 BillionAverage Daily Trade Volume
1,975,854 SharesPrice-Earnings Ratio
9.62Total Outstanding Shares
251.61 Million SharesCEO
Mr. J. Michael ShepherdTotal Employees
21,000Dividend
$0.70 Per Share QuarterlyIPO Date
June 14, 2007SIC Description
Personal Credit InstitutionsPrimary Exchange
New York Stock ExchangeHeadquarters
2500 Lake Cook Road, Riverwoods, IL, 60015
Historical Stock Splits
| Execution Date | Split Amount |
|---|---|
| No Historical Stock Splits | |
Cash Flow Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Net Cash Flow From Investing Activities, Continuing | $-3.75 Billion |
| Net Cash Flow From Financing Activities, Continuing | $-7.90 Billion |
| Net Cash Flow From Financing Activities | $-7.90 Billion |
| Net Cash Flow From Operating Activities, Continuing | $8.43 Billion |
| Net Cash Flow, Continuing | $-3.23 Billion |
| Net Cash Flow | $-3.23 Billion |
Income Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Participating Securities, Distributed And Undistributed Earnings/Loss, Basic | $116 Million |
| Net Income/Loss Attributable To Parent | $4.54 Billion |
| Diluted Earnings Per Share | $17.72 |
| Undistributed Earnings/Loss Allocated To Participating Securities, Basic | $27 Million |
| Net Income/Loss Available To Common Stockholders, Basic | $4.45 Billion |
| Provision For Loan, Lease, And Other Losses | $4.91 Billion |
Comprehensive Income
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Other Comprehensive Income/Loss Attributable To Parent | $-71 Million |
| Other Comprehensive Income/Loss | $-71 Million |
| Comprehensive Income/Loss | $4.46 Billion |
| Comprehensive Income/Loss Attributable To Parent | $4.46 Billion |
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0 |
Balance Sheet
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Fixed Assets | $1.07 Billion |
| Liabilities And Equity | $147.64 Billion |
| Noncurrent Liabilities | $0 |
| Equity Attributable To Noncontrolling Interest | $0 |
| Assets | $147.64 Billion |
| Equity | $17.93 Billion |
Historical Dividends
Current dividend: $0.70 Per Share Quarterly
| Announcement Date | Payment Date | Record Date | Amount | Frequency |
|---|---|---|---|---|
| Jan 22, 2025 | Mar 6, 2025 | Feb 20, 2025 | $0.7 | Quarterly |
| Oct 16, 2024 | Dec 5, 2024 | Nov 21, 2024 | $0.7 | Quarterly |
| Jul 17, 2024 | Sep 5, 2024 | Aug 22, 2024 | $0.7 | Quarterly |
| Apr 17, 2024 | Jun 6, 2024 | May 23, 2024 | $0.7 | Quarterly |
| Jan 17, 2024 | Mar 7, 2024 | Feb 22, 2024 | $0.7 | Quarterly |
| Oct 18, 2023 | Dec 7, 2023 | Nov 22, 2023 | $0.7 | Quarterly |