Upstart UPST
$
Relative Strength Index (RSI)
- The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is typically used to identify overbought or oversold conditions in financial markets.
- The RSI is calculated using the following formula:
RSI = 100 - (100 / (1 + RS))
Where RS is the ratio of the average gains to the average losses over a specified period.
- The default time period used is 14 days.
- RSI values range between 0 and 100.
RSI values above 70 are considered overbought (indicating a potentially opportune time to sell)
RSI values below 30 are considered oversold (indicating a potentially opportune time to buy)
RSI is not a perfect indicator and should be used in conjunction with other technical analysis tools, this is for informational purposes only and is not a substitute for professional financial advice.
About
Upstart (UPST) Business Model and Operations Summary
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Key Insights
Upstart (UPST) Core Market Data and Business Metrics
Latest Closing Price
$46Market Cap
$4.33 BillionPrice-Earnings Ratio
-24.08Total Outstanding Shares
93.71 Million SharesTotal Employees
1,193Dividend
No dividendIPO Date
December 16, 2020SIC Description
Finance ServicesPrimary Exchange
NASDAQHeadquarters
2950 S. Delaware Street, Suite 300, San Mateo, CA, 94403
Historical Stock Splits
If you bought 52.485 shares of UPST before June 19, 2012, you'd have 1 share today.
| Execution Date | Split Amount |
|---|---|
| June 19, 2012 | 1-for-52.4846 (Reverse Split) |
Cash Flow Statement
October 1, 2023 to September 30, 2024
| Metric | Value |
|---|---|
| Net Cash Flow From Financing Activities, Continuing | $127.57 Million |
| Net Cash Flow From Operating Activities, Continuing | $102.88 Million |
| Net Cash Flow From Financing Activities | $127.57 Million |
| Net Cash Flow, Continuing | $40.74 Million |
| Net Cash Flow From Investing Activities, Continuing | $-189.71 Million |
| Net Cash Flow From Operating Activities | $102.88 Million |
Income Statement
October 1, 2023 to September 30, 2024
| Metric | Value |
|---|---|
| Basic Average Shares | $89.14 Million |
| Revenues | $557.88 Million |
| Income Tax Expense/Benefit | $137,000 |
| Interest Income/Expense Operating, Net | $-31.16 Million |
| Benefits Costs and Expenses | $0 |
| Other Operating Expenses | $529.90 Million |
Comprehensive Income
October 1, 2023 to September 30, 2024
| Metric | Value |
|---|---|
| Comprehensive Income/Loss Attributable To Parent | $-168.22 Million |
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0 |
| Comprehensive Income/Loss | $-168.22 Million |
| Other Comprehensive Income/Loss | $0 |
Balance Sheet
October 1, 2023 to September 30, 2024
| Metric | Value |
|---|---|
| Assets | $1.81 Billion |
| Current Liabilities | $1.21 Billion |
| Equity | $595.54 Million |
| Current Assets | $1.81 Billion |
| Noncurrent Assets | $0 |
| Noncurrent Liabilities | $0 |
Historical Dividends
| Announcement Date | Payment Date | Record Date | Amount | Frequency |
|---|---|---|---|---|
| No historical dividends | ||||