Fair Isaac FICO
$
Relative Strength Index (RSI)
- The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is typically used to identify overbought or oversold conditions in financial markets.
- The RSI is calculated using the following formula:
RSI = 100 - (100 / (1 + RS))
Where RS is the ratio of the average gains to the average losses over a specified period.
- The default time period used is 14 days.
- RSI values range between 0 and 100.
RSI values above 70 are considered overbought (indicating a potentially opportune time to sell)
RSI values below 30 are considered oversold (indicating a potentially opportune time to buy)
RSI is not a perfect indicator and should be used in conjunction with other technical analysis tools, this is for informational purposes only and is not a substitute for professional financial advice.
About
Fair Isaac (FICO) Business Model and Operations Summary
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Key Insights
Fair Isaac (FICO) Core Market Data and Business Metrics
Latest Closing Price
$1673.98Market Cap
$40.88 BillionPrice-Earnings Ratio
81.86Total Outstanding Shares
24.42 Million SharesTotal Employees
3,604Dividend
$0.02 Per Share QuarterlyIPO Date
July 31, 1987SIC Description
Services-business Services, NecPrimary Exchange
New York Stock ExchangeHeadquarters
5 West Mendenhall, Bozeman, MT, 59715
Historical Stock Splits
If you bought 1 share of FICO before March 11, 2004, you'd have 1.50 shares today.
| Execution Date | Split Amount |
|---|---|
| March 11, 2004 | 3-for-2 |
Cash Flow Statement
October 1, 2023 to September 30, 2024
| Metric | Value |
|---|---|
| Net Cash Flow, Continuing | $12.05 Million |
| Net Cash Flow From Investing Activities, Continuing | $-27.99 Million |
| Exchange Gains/Losses | $1.84 Million |
| Net Cash Flow From Financing Activities, Continuing | $-592.92 Million |
| Net Cash Flow From Financing Activities | $-592.92 Million |
| Net Cash Flow From Operating Activities, Continuing | $632.96 Million |
Income Statement
October 1, 2023 to September 30, 2024
| Metric | Value |
|---|---|
| Income Tax Expense/Benefit, Deferred | $-27.33 Million |
| Gross Profit | $1.37 Billion |
| Operating Expenses | $635.69 Million |
| Preferred Stock Dividends And Other Adjustments | $0 |
| Revenues | $1.72 Billion |
| Research and Development | $171.94 Million |
Comprehensive Income
October 1, 2023 to September 30, 2024
| Metric | Value |
|---|---|
| Comprehensive Income/Loss | $523.33 Million |
| Comprehensive Income/Loss Attributable To Parent | $523.33 Million |
| Other Comprehensive Income/Loss | $523.33 Million |
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0 |
Balance Sheet
October 1, 2023 to September 30, 2024
| Metric | Value |
|---|---|
| Noncurrent Liabilities | $2.30 Billion |
| Accounts Payable | $22.47 Million |
| Current Assets | $617.41 Million |
| Equity Attributable To Noncontrolling Interest | $0 |
| Wages | $106.10 Million |
| Assets | $1.72 Billion |
Historical Dividends
Current dividend: $0.02 Per Share Quarterly
| Announcement Date | Payment Date | Record Date | Amount | Frequency |
|---|---|---|---|---|
| Feb 15, 2017 | Mar 17, 2017 | Mar 3, 2017 | $0.02 | Quarterly |
| Oct 26, 2016 | Dec 16, 2016 | Dec 2, 2016 | $0.02 | Quarterly |
| May 12, 2016 | Jun 8, 2016 | May 25, 2016 | $0.02 | Quarterly |
| Feb 25, 2016 | Mar 18, 2016 | Mar 9, 2016 | $0.02 | Quarterly |
| Oct 28, 2015 | Dec 16, 2015 | Dec 2, 2015 | $0.02 | Quarterly |
| Aug 27, 2015 | Sep 30, 2015 | Sep 16, 2015 | $0.02 | Quarterly |