Community Financial System CBU
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Relative Strength Index (RSI)
- The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is typically used to identify overbought or oversold conditions in financial markets.
- The RSI is calculated using the following formula:
RSI = 100 - (100 / (1 + RS))
Where RS is the ratio of the average gains to the average losses over a specified period.
- The default time period used is 14 days.
- RSI values range between 0 and 100.
RSI values above 70 are considered overbought (indicating a potentially opportune time to sell)
RSI values below 30 are considered oversold (indicating a potentially opportune time to buy)
RSI is not a perfect indicator and should be used in conjunction with other technical analysis tools, this is for informational purposes only and is not a substitute for professional financial advice.
About
Community Financial System (CBU) Business Model and Operations Summary
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services.
Key Insights
Community Financial System (CBU) Core Market Data and Business Metrics
Latest Closing Price
$56.85Market Cap
$3.01 BillionPrice-Earnings Ratio
16.53Total Outstanding Shares
52.71 Million SharesTotal Employees
2,918Dividend
$0.46 Per Share QuarterlyIPO Date
July 18, 1984SIC Description
National Commercial BanksPrimary Exchange
New York Stock ExchangeHeadquarters
5790 Widewaters Pkwy, Dewitt, NY, 13214
Historical Stock Splits
| Execution Date | Split Amount |
|---|---|
| No Historical Stock Splits | |
Cash Flow Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Net Cash Flow, Continuing | $6.04 Million |
| Net Cash Flow | $6.04 Million |
| Net Cash Flow From Financing Activities, Continuing | $599.38 Million |
| Net Cash Flow From Operating Activities, Continuing | $242.28 Million |
| Net Cash Flow From Operating Activities | $242.28 Million |
| Net Cash Flow From Investing Activities | $-835.62 Million |
Income Statement
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Operating Income/Loss | $236.71 Million |
| Basic Average Shares | $52.76 Million |
| Income/Loss From Continuing Operations Before Tax | $236.71 Million |
| Basic Earnings Per Share | $3.44 |
| Net Income/Loss | $182.48 Million |
| Net Income/Loss Available To Common Stockholders, Basic | $181.74 Million |
Comprehensive Income
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Comprehensive Income/Loss | $191.29 Million |
| Comprehensive Income/Loss Attributable To Noncontrolling Interest | $0 |
| Comprehensive Income/Loss Attributable To Parent | $191.29 Million |
| Other Comprehensive Income/Loss Attributable To Parent | $8.81 Million |
| Other Comprehensive Income/Loss | $191.29 Million |
Balance Sheet
January 1, 2024 to December 31, 2024
| Metric | Value |
|---|---|
| Fixed Assets | $183.76 Million |
| Current Liabilities | $14.62 Billion |
| Noncurrent Assets | $0 |
| Current Assets | $16.39 Billion |
| Equity | $1.76 Billion |
| Equity Attributable To Noncontrolling Interest | $0 |
Historical Dividends
Current dividend: $0.46 Per Share Quarterly
| Announcement Date | Payment Date | Record Date | Amount | Frequency |
|---|---|---|---|---|
| Jan 15, 2025 | Apr 10, 2025 | Mar 14, 2025 | $0.46 | Quarterly |
| Oct 16, 2024 | Jan 10, 2025 | Dec 13, 2024 | $0.46 | Quarterly |
| Jul 17, 2024 | Oct 10, 2024 | Sep 13, 2024 | $0.46 | Quarterly |
| May 15, 2024 | Jul 10, 2024 | Jun 14, 2024 | $0.45 | Quarterly |
| Feb 14, 2024 | Apr 10, 2024 | Mar 15, 2024 | $0.45 | Quarterly |
| Nov 15, 2023 | Jan 10, 2024 | Dec 15, 2023 | $0.45 | Quarterly |